If an incident or accident occurs which causes damage to your home through no fault of your own, you may be eligible to make a claim.

For example, you could claim if your tank started leaking and caused damage to your property or if a storm caused damage that needs to be repaired.

We’ve listed some of the most common types of homeowner insurance claims in Ireland below:

–       Oil spill damage claim.

–       Fire damage claim.

–      Water damage claim.

–       Storm damage claim.

–       Smoke damage claim.

–       Freezing damage claim.

–       Lightning damage claim.

–       Non-theft property damage claim

–       Theft property damage claim.

You can go on the assumption that “I’ll be okay, my home is safe and steady”.  But statistics show these are regular occurrences. If you’re not prepared, you could lose out financially in a significant way.

Ensure You are Protected with House Insurance Claims

If you have insurance that covers the problem, you could make a claim on your insurance policy. If you were to do this, it would help make things a lot more straightforward for you.

At the very minimum, your policy should cover damage caused by fire, flooding, storms and theft. You may be required to pay additional funds to protect against accidental loss or damage to your possessions; this would be worth considering if you have kids or animals at home.

However, always check what’s included in your policy. If you haven’t done this yet, get on it today. Never delay because you never just know when it will be needed.

Claims Arrow would recommend going through each of the bullet points above on the common types of homeowner insurance claims and reviewing your policy against each potential accident to see just how well you would be protected in the event of a potential accident or incident.

What Should I do After My Property Has Been Damaged?

It’s always recommended to take photos of any damage caused to property and possessions so you can use them as evidence in the future. It would help if you also documented the dates and times when things went wrong, and when you took the photographs.

Also, note down what exactly happened immediately after you have discovered the damage. It’s best to document everything as soon as possible to ensure you pass on all vital information.

Are You Seeking More Information on a House Insurance Claim?

Claims Arrow provides a friendly and welcoming team that are more than willing to speak to you 24/7.  You can call us directly on (UK) 028 9039 4038 (ROI) 01 437 2315 ext 1 or submit a free online enquiry and we’ll get back to you as soon as possible.

Alternatively, we’ve always got live representatives available on our 24/7 chat box down below, don’t be afraid to pop in and say hello.